Skip to main content
Come Fan with UsThursday, August 6, 2026

New College Football Playoff rankings: What the New Year’s bowls would look like right now

Good morning! This is the Read Option, your daily college football newsletter. Sign up for this in your inbox!

Stacy Revere/Getty Images

Based on the latest College Football Playoff rankings (listed in full below), here’s what the New Year’s Six would look like if the season ended right now. Most of the non-semifinals are based on conference ties, while this year’s Cotton will be required to take the top-ranked mid-major conference champion.

Peach Bowl semifinal: No. 1 Alabama vs. No. 4 Clemson. Both these teams are win-and-in, though Bama could lose the Iron Bowl and still make it.

Fiesta Bowl semifinal: No. 2 Ohio State vs. No. 3 Michigan. This will obviously change after this weekend, since the two play each other in Columbus. To make the Big Ten Championship, OSU also needs Penn State to lose to Michigan State. (I think a Spartans loss would thus count as Mark Dantonio spoiling Urban Meyer yet again.)

Rose Bowl: No. 5 Washington vs. No. 6 Wisconsin. Jumping from the Rose to the Playoff is likely, if either wins out. I do not buy the idea that the committee would choose a one-loss Ohio State that didn’t win its conference over a two-loss Big Ten champ. Remember, the committee is designed to make conference championships matter.

Sugar Bowl: No. 8 Oklahoma vs. No. 13 Auburn. I don’t think OU has a realistic Playoff shot, and I think Tennessee has the simplest path to taking the SEC’s bid here, though Florida could take it by beating Florida State.

Orange Bowl: No. 7 Penn State vs. No. 11 Louisville. Why is PSU, who beat Ohio State, behind UW, whose best win is over Nebraska? Hard to say exactly, if we’re just going by schedules. UW has more of those Quality Losses, for whatever that’s worth, since PSU lost to unranked Pitt. (We really don’t know what it’s worth.)

Wisconsin also has more to gain this week than Penn State does, just in terms of the rankings. UW can beat 8-3 Minnesota, while PSU can impress nobody against 3-8 Michigan State. They might meet in the B1G title game and settle this the simple way, I guess.

I also don’t know why Louisville’s ranked three spots behind OU -- another two-loss team with a minimally impressive list of wins and a loss to Houston -- though I’d still guess an Orange bid is just about assured for the Cards.

Cotton Bowl: No. 9 Colorado vs. No. 21 Western Michigan. Houston isn’t eligible for the mid-major bid, since it’ll finish behind Navy in the AAC standings, and Boise State needs Wyoming to lose to New Mexico. Therefore, WMU is still the mid-major leader. Navy is also a clear contender now.

I’ve also updated projections for what I think the Playoff and every bowl will look like after the next two weeks, rather than right now.

Here’s the new College Football Playoff top 25.

Rank Conference Prev week Week 12 result
1 Alabama, 11-0 SEC 1 W vs. Chattanooga, 31-3
2 Ohio State, 10-1 Big Ten 2 W at Michigan State, 17-16
3 Michigan, 10-1 Big Ten 3 W vs. Indiana, 20-10
4 Clemson, 10-1 ACC 4 W at Wake Forest, 35-13
5 Washington, 10-1 Pac-12 6 W vs. Arizona State, 44-18
6 Wisconsin, 9-2 Big Ten 7 W at Purdue, 49-20
7 Penn State, 9-2 Big Ten 8 W at Rutgers, 39-0
8 Oklahoma, 9-2 Big 12 9 W at WVU, 56-28
9 Colorado, 9-2 Pac-12 10 W vs. WSU, 38-24
10 Oklahoma State, 9-2 Big 12 11 W at TCU, 31-6
11 Louisville, 9-2 ACC 5 L at Houston, 36-10
12 USC, 8-3 Pac-12 13 W at UCLA, 36-14
13 Auburn, 8-3 SEC 15 W vs. Alabama A&M, 55-0
14 Florida State, 8-3 ACC 17 W at Syracuse, 45-14
15 Florida, 8-2 SEC 23 W at LSU, 16-10
16 Nebraska, 9-2 Big Ten 18 W vs. Maryland, 28-7
17 Tennessee, 8-3 SEC 19 W vs. Missouri, 63-37
18 West Virginia, 8-2 Big 12 14 L vs. Oklahoma, 56-28
19 Boise State, 10-1 MWC 20 W vs. UNLV, 42-25
20 Houston, 9-2 AAC NR W vs. Louisville, 36-10
21 Western Michigan, 11-0 MAC 21 W vs. Buffalo, 38-0
22 Utah, 8-3 Pac-12 12 L vs. Oregon, 30-28
23 Washington State, 8-3 Pac-12 22 L at Colorado, 38-24
24 Stanford, 8-3 Pac-12 24 W at Cal, 45-31
25 Navy, 8-2 AAC NR W at ECU, 66-31

CFB in your inbox, everyday, for free!

Get an original mini-column on the college football thing of the day, plus news, links, and fun stuff!

Elsewhere!

Set this aside to read on your flight or for a distraction during a dispute with an uncle: Bill Connelly at one of the biggest HBCU rivalries of the year.

Where every conference race stands heading into Rivalry Weekend.

The NCAA wants Notre Dame to vacate all its wins from 2012 and 2013, due to academic blunders. Unless the Irish win their appeal, the record books will soon declare ND went 0-1 in 2012, showing up for a blowout loss to Alabama in the BCS Championship and doing nothing else.

Bud Elliott has a whopping 35 bets for this weekend, off to a 2-0 start during Tuesday night’s MACtion. (Ohio won the MAC East, btw.)

Michigan’s QB being hurt against Ohio State could make the Wolverines super one-dimensional.

Hey, here’s Matthew McConaughey strolling around Austin with a beer in hand, praising Charlie Strong’s legacy and promising Texas will whoop TCU’s ass.

Seems pretty simple to me: either Strong has a chance to pull a Les Miles miracle and keep his job, or Texas is making a public mess again.

SMU’s Chad Morris to Baylor is the hot coaching rumor of the moment.

No wait, it’s Jimbo Fisher reportedly upping the ante on LSU.

Actually, it’s a report that Purdue might actually pull off this Les Miles thing?

Texas A&M has already beaten LSU once this week, swiping away a four-star recruit.

Big congrats to Tennessee for winning The Life Championship.

College Football
What can Indiana and Curt Cignetti do for an encore?What can Indiana and Curt Cignetti do for an encore?
College Football

Indiana football expects to be the same machine even with a new QB

By Mark Schofield
College Football
College football’s 20 best transfers of the 2026 seasonCollege football’s 20 best transfers of the 2026 season
College Football

20 transfers that will define the 2020 college football season.

By Mark Schofield
College Football
North Dakota State’s college football dynasty finally reaches the big leaguesNorth Dakota State’s college football dynasty finally reaches the big leagues
College Football

North Dakota State dominated FCS college football. Can it work in the Mountain West?

By Mark Schofield
College Football
Heisman Trophy rankings: Predicting college football’s top contenders for 2026Heisman Trophy rankings: Predicting college football’s top contenders for 2026
College Football

College football’s long list of Heisman Trophy candidates entering 2026 season

By Mark Schofield
College Football
College Football Reacts: Are patch deals ok for the game?College Football Reacts: Are patch deals ok for the game?
College Football

Let us know how you feel about the takeover of patch deals in college football

By Kyle Thele
College Football
College football rankings: Preseason top-25 teams, according to usCollege football rankings: Preseason top-25 teams, according to us
College Football

Here’s our top-25 teams in college football.

By Mark Schofield